Manufactured Home Financing Assistance

Manufactured Home Financing Assistance in Greenville, Texas

Our knowledge and experience will help us assist you in determining the right financing option for you. Thomas outlet Homes is familiar with a variety of mobile, modular and manufactured home financing assistance options for your new home. You will be in your new home faster than you ever thought possible with our team helping you through the process. You are not only buying a great home at an affordable price, but with us you have a team by your side helping you through the whole process.

We work with some great lenders that specialize in Manufactured and Modular Home lending so no matter what your financial situation is Thomas Outlet Homes will help you achieve your dream of home ownership.

6 Steps To Home Ownership

Apply

Meet and apply with one of our friendly Sales Consultants

Conditions

Your approval will come with some underwriting conditions. Our staff will help you collect and submit required items.

Home Purchase & Site Construction

Finalize what home floor plan you are building and receive an estimate on how much construction will cost.

Site Check

Our team will visit your property to confirm where the house will be located and finalize any construction details.

Land Survey & Appraisal

Your lender will require a land survey & appraisal to move forward with your project. Additional out of pocket expenses may occur.

Sign Contracts

Now that your home and construction has been completed we will confirm the final costs with your bank and schedule your closing.

Land and Home

  • One loan for your land and home
  • Down payment required
  • An appraisal will be ordered and a deposit may be required
  • Land survey may be needed

Land in Lieu

  • Use the equity of the land you already own as a down payment
  • Land must be lien free and properly titled
  • An appraisal will be ordered and a deposit may be required
  • Land survey may be needed

FHA

  • Offers a lower down payment for qualified buyers
  • Requires engineer certified foundation, FHA skirting, termite treatment, a deck and home inspections
  • Requires mortgage insurance and stricter guidelines

Cash

  • Pay at closing
  • Choose to title your home separate from the land or together

Chattel

  • Loan covers the home only
  • Home can be placed on your land, someone else’s land or leased land
  • Home and land are taxed separately

Community

  • Home is placed in a manufactured home community
  • Lease agreement is required
  • Home and land are taxed separately

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